Prior to starting your house hunt, it’s important to find out the loan amount the bank will qualify you for. Having this knowledge will give you the upper hand in negotiating situations, because you’ll be able to place strong offers on the right home, knowing you have the funds to support your offer. This will make sellers take your offer more seriously and will help you towards winning the home of your dreams.

In such a booming housing market, most offers without a pre-approval letter will be dismissed. Which ends up wasting a lot of your time, and if you are serious about buying, can cause a lot of disappointment if you lose out on the perfect property. Get in touch with a lender to get a no-obligation pre-approval rate, and have the upper hand during the process.